There are two possibilities. (1) You will need to bring written proof showing that the government allows this deduction plus an explanation of why it is higher than the average. I know that it seems obvious to anyone in that field – or anyone with common sense – but that is not a prerequisite to be a loan officer. They consider food to be a personal expense and not part of their income qualification.
(2) See if there is a truck driver association that recommends certain lenders who are more supportive.
(3) Keep looking for a lender.
Also, if a food deduction is really “disqualifying” you from getting a loan, my thoughts are that your expense to income ratio is just too high in the first place. Honestly, I would recommend focusing on either getting a smaller loan or saving a larger down payment.
I’m guessing the aggregate 2106 expenses are a large percentage of your overall income. Review your taxes with a qualified CPA…..determine if you are paying tax anyways….sorry if that seems obvious but I’ve seen it a lot, where self employed borrowers try to write off “everything” and shoot themselves in the foot when applying for home loans. The kicker is, they were writing off more than they would have needed to qualify for a home loan. My advice – find a premium member from this site that lends in your state and review your application with them. If they tell you the same answer – believe it, and work with them to set yourself up for a successful application next time.