The 3 national credit repositories are:
EQUIFAX INFORMATION SVCS
P.O. BOX 740241
ATLANTA, GA 30374
(800) 685-1111 www.equifax.com
P.O. BOX 2002
ALLEN, TX 75013
(888) 397-3742 www.experian.com
P.O. BOX 34012
FULLERTON, CA 92834
(800) 916-8800 www.transunion.com
Obtaining a copy of your credit report is easy. A 2004 federal law entitles everyone to one free credit report from each of the 3 main credit reporting agencies — Equifax, Experian and TransUnion — per year.
You must request your free credit reports through a centralized source. To order online, visit www.annualcreditreport.com. By phone, call 877-322-8228. Or, you may complete the form on the back of the Annual Credit Report Request brochure, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281.