my father is deceased the mortgage is still in his name but i am on the deed with

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my mom. I have been paying the mortgage for 2 years now.


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If you’ve also been on the deed for two years then you should be able to refinance; get the mortgage in your name and move forward. Good luck! Kimberly Lawson, Licensed Mortgage Loan Originator – Ohio only. Contact and licensing information can be found on my profile.

Answered 8 months ago

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Correct, being on the current title is a huge plus, it means you are doing a refinance rather than a purchase. You will need to qualify on your own credit and income, but will also have whatever equity exists between the current value and loan. Glad to help, I write loans in all states, if you have further questions.

Answered 8 months ago
Ted Rood
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