I have a first and second mortgage on my home. I have a good deal of equity in my house. If I refi

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I have a first and second mortgage on my home. I have a good deal of equity in my house. If I refinance my first mortgage, would I have to include my second mortgage in it? I want to make some improvements, but I do not want to put my second mortgage in with my first. It will be paid for in 5 years.


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