If you mean the annual statements you get from the mortgage company, you should keep them 3 years as backup for IRS reporting (meaning, to support any mortgage interest deductions you take on your tax return), but you might want to keep them longer for your personal records. You can scan and keep them in PDF form rather than keep the paper if you prefer. When you pay off the mortgage and get the original promissory note stamped “PAID AND CANCELLED” back from the lender, you can throw away all mortgage statements, just keeping the last 3 years worth (for the IRS, as indicated above). Three years after your mortgage is paid in full, you can throw it all away!





How long should I keep my mortgage statements?