In short, yes. Now let’s talk about what exactly you are showing, why it is on the HUD, and why it wouldn’t be on the HUD.
Yield Spread is the result of a lender paid premium for a more valuable asset. A lender is willing to pay this premium on a loan with a higher interest rate because a loan with a higher interest rate is more valuable to that lender, both on their books or in the secondary market.
A mortgage broker is required to disclose Yield Spread Premium (YSP), because it is part of their compensation for obtaining a loan. YSP will show on any brokered loan, in any state, where YSP is paid. This is because it is simply a form of compensation paid, and laws require all compensation to be disclosed.
A case where YSP would not be disclosed, would be on a non-brokered transaction. I.e – a bank, or mortgage banker closing the loan. While the bank or banker may make additional money after the loan is closed and funded, by selling the loan to an investor or on the secondary market, this transaction takes place outside of the realm of that loan closing. The bank funds the loan with their own money, and now have a completed, funded, closed loan. If or when they choose to sell that loan could be weeks, months, or never. Therefore, there is no way to disclose any additional funds made on that transaction at the time of loan signing.