Difficulty Paying My Mortgage

The short answer is yes, you can call and ask them anything but………..

There may be better options available to you depending on the reason you can’t make your payment.

If it caused by a loss of job, major medical, loss of spouse or any other extreme hardship, you may be eligible for a modification which would be a longer term remedy, again, this will all depend on the reason for your difficulty.

Whatever you do, don’t avoid their calls or let the problem go on. Most lenders are facing your same situation, sadly, it’s far from unique and they are being very aggressive in getting you back on track so they can work on the next one.

I would make sure you have all your bills and sources and mounts of income in front of you when you talk to them, the easier you make it for them, the easier they’ll make it for you. I wish you the best, if you need any assistance there are members of the forum which can assist you.