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Mortgage News Daily has a directory of mortgage professionals here: Mortgage Professional Directory.
Select the state your property is in and contact one or more of the mortgage professionals in the directory. They will be more than happy to help answer your questions and give you options for your specific situation.
I am 61, have income from pension, self employment and part time job at Apple Store (+ in 9 months I will get social security). Have never missed or been late on any payment in the past 25 yrs. My credit score is about 745 since I have about $60k in credit card debt. I have high car payments but not upside down. Currently paying less than 3% interest on my present FannieMay VR mortgage. If I could get a 30 yr 90% cash out refinance to pay off credit cards all of the income to debt ratios would look good. My credit score would probably go back over 800 again. But PNC won’t qualify me. Plus they won’t do a 90% cash out. Where can I go?
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