Can a spouse refinance a mortgage loan in one name without the signature of the other spouse?

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my ex husband refinanced the mortgage loan on our house without my signature but my name remains on the deed. we are in divorce proceedings and I do not live in the house.


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If you’re name is on title, you HAVE to sign the new deed, the Truth In Lending statement, and several other loan disclosures, even if you’re not on the loan. At a VERY minimum, you would have to sign a marital waiver, which some lenders allow and others don’t. Something is seriously wrong here, advise you to tell your divorce attorney about this immediately. Answer to your question is NO, he cannot legally refinance the home without your consent. Somebody is in big trouble here!

Answered over 1 year ago
Ted Rood
1269 6

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