can a realtor produce a hud for a client

If you are referring to the HUD-1 settlement statement (the itemization of costs at closing) … usually not. The HUD-1 is drafted by the attorney or escrow company that closes the loan, and is approved by the lender and signed by both parties at closing. After closing, the agent may have a copy in his or her records – but he or she is unlikely to have a copy or draft prior to the transaction being completed. Check with your agent or lender as to how local laws and customs dictate distribution of the HUD-1, and whom you might ask for a copy.