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You don’t have a bad rate, but doesn’t hurt to look at options. Items to consider include your equity and credit scores (there are pricing adjustments for those). If you are owner occupied, scores 740+, 20%+ equity, you should be able to improve that rate enough to make refinancing viable. There are also pricing adjustments for condos, so if you’re in a condo the rate or cost will be higher (unless you have substantial equity).
I agree with Ted, you do not have a bad rate at all but if you would like. You can shoot me an email with your information and if there is a way to beat the current rate then I can help. If not, then we will know immediately. My email is alexandralee.lv@gmail.com
Hi there,
Greetings. Hope all is well at your end.
I’m exploring REFI of our current 4.375 30 years fixed to new low rates.
Any referrals/reco is highly appreciated.
Thanks in advance for your time and help.
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