BOA (FHA)1st mortgage. Bank never recorded original Mortgage and filed “Affidavit of Lost Mortgage” three years into loan. They are pressuring us to re-sign original mortgage Docs that they lost. Now Bank is claiming they will not send IRS1098…“We will be unable to issue your annual mortgage interest statement (IRS FORM 1098) for 2012 tax year and future years. We’re unable to report interest paid on loans that are not properly recorded. This could affect your ability to claim a mortgage interest deduction on your annual income taxes and may result in higher tax liability.” Is this legal? Is this Ethical? Who should I voice my complaint to?